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List of Important Schemes &
Government Policies for SSC,
Bank Exams 2017
Bank and government exams are increasingly raising the level of GA questions. The General Awareness sections of govt and bank exams frequently ask questions based on ongoing important schemes in India and government policies. Here's an article to help you remember major govt schemes & Government Policies for SSC CGL, SSC CHSL, SSC MTS, SBI PO, SBI Clerk, RBI Grade B, RBI Assistant and all IBPS exams.
The GA section of Bank and SSC exams can be a life saver for you because GK & Current Affairs are fact based and don't require you to be calculative or fluent in English. All you need to score in General Awareness section (Banking and Economy) of any exam is to stay updated about recent happenings!
Let us now check out the Schemes & Government Policies for SSC, Bank Exams 2017.
Important Schemes & Government Policies for
SSC, Bank Exams 2017
Here is a list of some of List of Important Schemes & Government Policies for SSC, Bank Exams 2017 that:
- were launched under various ministries in the last 3 years
- are slated to launch soon.
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1. Pradhan Mantri Jan Dhan Yojna (PMJDY)
This yojna was launched in the year 2014 on 28 th^ of August The objective of this yojna was to make financial services accessible and affordable. It mostly targets people who are below poverty line and people who don't have a bank account. This yojna proved to be huge success as more than 21 crore bank accounts got opened in just one and a half year of its initiation.
2. Pradhan Mantri Fasal Bima Yojana (PMFBY).
This Yojna was undertaken in 2014 on 11 th^ of October ; It provides insurance cover to rabi and kharif crops and also financial support to farmers in case there is any damage of crops. Under this scheme, farmers will have to pay a uniform premium of 2% for all kharif crops and 1.5% for all rabi crops.
3. Make in India
Make in India was an initiative started in 2014 on 27th September. The scheme focuses on job creation and skill enhancement in 25 sectors of the economy. The initiative hopes to attract capital and technological investment in India.
4. Pradhan Mantri Sukanya Samridhi Yojna (PMSSY)
This initiative was taken in the year 2015 on 22 of January ; It aimed at opening bank accounts for a girl child. Till she turns 14, money is to be deposited, minimum deposit can be of Rs.1000 per year and maximum can be 1.5 lakh per year.
The policy holder gets a life insurance cover of Rs. 2 Lakh with an annual premium of just Rs. 12 excluding service tax.
8. Atal Pension Yojana (APY)
Atal Pension Yojna was launched in the year 2015 on 9 th^ of May; This scheme aimed at increasing the number of people covered under any kind of pension scheme. It is one of the three Jan Suraksha schemes. It especially targeted the private unorganized sector and citizens between the ages of 18 to 40 years. The scheme also provides a monthly pension of Rs 1000 to Rs. 5000 per month based on the contributions made by the beneficiary.
9. Kisan Vikas Patra
KVP was relaunched in the year 2015 on 3 rd^ of March ; Its main objective was to provide safe and secure investment avenues to budding investors. It is an investment scheme that promises that the invested money will get doubled in 8 years and 4 months. However, investors would not get any tax benefit for their investment in KVP. The Kisan Vikas Patra certificates will be available in the denominations of Rs 1,000, 5,000, 10,000 and 50,000 and there is no upper limit.
10. One Rank One Pension (OROP) Scheme
This ambitious scheme was not initiated by the Modi government, however the government is working to implement this pending scheme. Its objective will be to provide same pension for same rank , for same length of service, irrespective of the date of retirement.
11. Gold Monetisation Schemes
This scheme was launched in the year of 2015 on 04 of November ; To reduce the reliance on gold imports over time and to lure tonnes of gold from households into the banking system were its main objectives. Under the scheme, people can deposit gold into the banks and earn interest based on the value of the gold.
12. Start-up India, Stand-up India
This project was initiated in the year 2016 on 16 th^ of January, Its objective was to provide support to all start-up businesses. The start-ups can adopt self-certification to reduce the regulatory liabilities. An online portal, in the shape of a mobile application, was launched to help start-up founders to easily register. The app was launched on 1st^ April.
13. Stand Up India Loan Scheme
The main objective of the scheme is to provide financial aid to SC/ST and women to promote entrepreneurship and employment in India. The financial aid will be provided to set up and grow businesses of SC/ST and women in need. The initiative will also encourage young minds to come up with innovative ideas and create job opportunities in the country.
14. BHIM App
Indian government launched this app in the year of 2016 on 30th^ December, Its aim was to enable citizens to send and receive payments using any of the three modes UPI (Unified Payment Interface), AEPS (Aadhar Enabled Payment System) and USSD (Unstructured Supplementary Service Data) using the single BHIM app.
2. Setu Bharatam Project
Setu Bharatam programme for building bridges for safe and seamless travel on National Highways , in New Delhi
3. Pradhan Mantri Ujjwala Yojana
Launched in 2016 on 1st^ May from Ballia in Uttar Pradesh. The scheme is aimed at replacing the unclean cooking fuels mostly used in the rural India with the clean and more efficient LPG (Liquefied Petroleum Gas). Under this scheme, the government aims to provide LPG connections to BPL households in the country.
Here are some more such schemes which are yet to be implemented:
- Pradhan Mantri Surakshit Sadak Yojana – Making Roads Safer (Upcoming)
- Shala Ashmita Yojana (Upcoming)
- Pradhan Mantri Gram Parivahan Yojana (Upcoming)
- National Health Protection Scheme (NHPS) – Health Insurance Cover for Poor (upcoming)
We hope this article on Government Policies for SSC and bank exams helps you in your exam preparation. To see more articles like 'List of Important Schemes & Government Policies for SSC, Bank Exams 2017', go to:
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