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Business study English Hindi m
Typology: Exams
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Q.1. Read the passage given below: Since its creation in the 17th Century, insurers have amassed polices in each class of risk they cover. Thanks to technology, insurers now have access to more information about the risks that individuals run. Car insurers have begun to set premiums based on how actual drivers behave, with “telematic” tracking devices to show how often they speed or slam on the brakes. Analysts at Morgan Stanley, a bank, predict that damage to insured homes will fall by 40-60% if smart sensors are installed to monitor, say, frayed electrical wiring. Some health insures provide digital fitness- bands to track policy holder’s vital signs – and give discounts if they lead a healthier life. But the data can only go so far. Even the safest driver can be hit by a falling tree: people in connected homes still fall off ladders. But the potential gains from smart insurance are large. First, giving people better insights into how they are managing risk should help them change their behaviour for the better. Progressive, an American car insurer, tells customers who use its trackers where they tend to drive unsafely; they crash less often as a result. Second, pricing will become keener for consumers. The insurance industry made $338 billion in profits last year. More accurate risk assessment should result in lower premiums for many policyholders. Third, insurers should be able to spot fraud more easily, by using data to verify claims.
But two worries stand out. One is a fear that insures will go from being with to ones that watch your every move. The other, thornier problem is that insures will cherry pick the good risks, leaving some people without safety net or to be taken care of by the state. Forgone privacy is the price the insured pay receiving personalised pricing. Many people are indeed willing to share the data, but individuals should always have to opt in to do so. Some worry that this safeguard may not be enough: the financial costs of not sharing data may be so great that people have no real choice over whether to sign up. The second concern is the worry that more precise underwriting will create a class of uninsurable people, selected out of insurers businesses because they are too high a risk.
communication?
Q5a) Your friend is throwing a party to celebrate his success in board exams. Send a reply regretting your ability to attend the same due to prior engagement. b) You are Mr Vohra. Write a reply of refusal, regretting your inability to attend the celebrations of 25th anniversary of Mrs and Mr Sharma due to some prior engagement. Q6a) You are Damanjit Singh, a fresh graduate of film-making (BFA), from JTTI, Chandigarh. You saw the given advertisement in the newspaper and wish to apply for the position advertised. Write a letter to Mili Johar Arts, along with your bio-data, expressing your interest in the advertised post. b) You are Krishna/Kishan from F-9 Mayur Vihar, Delhi. You have come across an advertisement in a national daily for recruitment of Radio Jockey by Radio One, Noida. Apply in response to this advertisement giving your detailed bio-data. LITERATURE – Q 7 Read the following extract from the poem ‘My Mother at Sixty-Six’ and answer the questions that follow:
b) Write the character sketch of M. Hamel. Explain in about 120-150 words. Q a) Answer the following questions in 30-40 words each:- i. Why cant’ the bangle markers organize themselves in groups? ii. Why does the poet sympathize with the slum children? iii. Describe the living conditions at Seemapuri. iv. Why did the Maharaja’s tiger killing mission come to a sudden halt? v. How did the king’s hand become seriously infected? vi. What predictions did the astrologers make at the birth of the Tiger King? vii. How was Maharaja able to save his kingdom? b) Answer the following question in about 120-150 words. Justify the title of the lesson ‘Lost Spring’. NOTE-
Identify and explain the nature of the management highlighted in the above case.
joined business and suggested to fix the standard time by analysing the work scientifically. The production increased and supply could match the demand. Which principle of scientific management of Taylor is highlighted in above case? Discuss.
INTRODUCTION: The student is required to do a project on ‘Understanding Case Laws’ PREPARE A PROJECT REPORT OBJECTIVES: The project work aims to enable students to: identify a legal problem and provide its remedy select relevant legal sources and conduct research analyze and distinguish between types of cases apply case laws and relevant statutory laws METHODOLOGY-: The student is required to select any 3 decided cases related to the curriculum where one must be civil in nature, one criminal and one constitutional in character. Prepare any one topic with its natureThe research on the cases must include the following : Name of the case Parties to the case Citation to the case Bench Nature of the case (Civil, Criminal or Constitutional) Facts of the case and issues involved Learn the following topics: Unit 1 Judiciary ECONOMICS
Q1.Whose estimate of national income was considered very significant? a)Dadabhai Naoroji (b) William Digby (c). RC Desai (d) VKRV Rao. Q2. Major contribution to the GDP of the country on the eve of independence was from: (a) Tertiary sector (b) Primary Sector (c) Secondary sector (d) both Primary and Secondary sector. Q3.The main interest of the Zamindar was:
**16. What is sustainable development?
(`Lakh) (i) Depreciation 20 (ii) Domestic sales 200 (iii) Net change in stocks - 10 (iv) Exports 10 (v) Single use producer goods 120 NOTE : DO THE GIVEN ASSIGNMENT IN THE MACRO ECONOMICS REGISTER ALSO PREPARE THE MIND MAP OF THE UNITS COVERED GUIDELINES FOR PROJECT WORK