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The Ayushman Bharat-National Health Protection Mission (AB-NHPM) is a government initiative aimed at providing health coverage to over 10 crore poor and vulnerable families in India. the core features of the scheme, important conditions, ease of access, transparency in implementation, target group, and activities for launch. Additionally, potential challenges and the roles of the state government and State Health Agency are discussed.
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Ease of Access & Transparency in Implementation (^) No formal enrolment process required – entitlement through SECC data (^) Intensive IEC to eligible families through multiple methods (^) Identity validation through Aadhar (No denial in absence of Aadhaar) (^) Transparent & seamless process to empanel/ pay hospitals online (^) Cost control through fixing package rates in advance (^) Robust fraud/abuse control & Grievance Redressal mechanism (^) National Portability (^) National Helpline
Target Group The following have been approved by Cabinet Rural (^) Urban RSBY Leftout Families Total Families in Deprivation Criteria D1, D2, D3, D4, D5 & D Automaticall y Included Families Families belong to 11 Occupational Criteria Mainly in States of Karnataka, Himachal, Kerala, Chhattisgarh etc. In line with budget announceme nt 8.03 cr 16 lakh 2.33 cr 22 lakh 10.74 cr
Percentage of Population to be Covered Under AB-NHPM and State Schemes % Population Covered States/ UTs Less than 50% Assam, Himachal Pradesh, Kerala, Uttar Pradesh 50%-60% Bihar, Gujarat, Madhya Pradesh, Punjab, Tripura, Uttarakhand, West Bengal 61%-70% Odisha, Rajasthan 70%-80% Andhra Pradesh, Karnataka, Meghalaya 80%-90% Mizoram, Tamil Nadu More than 90% Chhattisgarh, Goa, Jharkhand, Maharashtra, Telangana
Implementation Modes Insurance Mode (5) Trust Mode (22) Mixed Mode (3) Delhi Andhra Pradesh (^) Haryana Chhattisgarh Jharkhand Arunachal Pradesh (^) Tripura Gujarat Meghalaya Assam (^) Uttar Pradesh West Bengal Mizoram Bihar (^) Uttarakhand No Info (6) Nagaland Goa (^) Lakshadweep Odisha Karnataka Andaman & Nicobar Punjab Madhya Pradesh Chandigarh Kerala Manipur Dadra and Nagar Haveli Maharashtra Telangana Daman & Diu Rajasthan Sikkim (^) Puducherry Tamil Nadu Jammu & Kashmir Himachal Pradesh
Main Processes Informing beneficiaries about their entitlement Hospital empanelment Tendering by States Development of IT System Beneficiary identification system to identify beneficiaries Online hospital transaction and pre-authorisation Online claim management Collection of beneficiary feedback
Potential Challenges for AB-NHPM Issues in updation and correctness of SECC database Mapping of States’ own data with SECC data IT Platform design and alignment with State IT systems Convergence between AB-NHPM and State schemes Capacities of stakeholders Fraud and abuse Portability of benefits across the country Alignment with supply side of health care
Main Roles of the State Government
Main Roles of the State Government
Suggested Constitution of State Governing Council S. No. Name / Designation Position 1 Chief Secretary Chairperson, ex-officio 2 Principal Secretary to Government, Health & Family Welfare Department Vice Chairperson, ex officio 3 Secretary, Finance Department Member, ex officio 4 Secretary, Department of Rural Development Member, ex officio 5 Secretary, Department of Housing and Urban Affairs Member, ex officio 6 Secretary, Department of IT Member, ex officio 7 Secretary, Department of Labour Member, ex officio 8 MD, NHM or Commissioner, Health Department Member, ex officio 9 Director of Medical Education or his/her nominee Member, ex officio 10 Director of Health Services or his/her nominee Member, ex officio 11 CEO (SHA) Member Secretary, ex officio 12 Representative of NHA Special Invitee 13 1 Subject matter expert as nominated by the State Government Special Invitee
(^) The Chief Executive Officer (CEO) will look after all the operational aspects of the scheme and shall be supported by a team of specialists. The SHA should hire the following team to support the CEO in discharge of different functions: